Very often boards of condominiums and other community associations hesitate to engage in litigation against unit owners who fail to pay common expense assessments due to fear of the legal expense. In addressing this concern, I often advise boards that likely if you do nothing, you will receive nothing. In New Jersey legal fees are recoverable against non-paying […]
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What’s In Your Policy…Is Your Coop or Condo Ready for NYC Smoking Rules?
Last August, New York City enacted Local Law 147 which requires owners of class A multiple dwellings to adopt and disclose a smoking policy. Although touted as a disclosure policy, there are several requirements that owners need to be aware of since the law takes effect this August. Under the law, the definition of owner includes the […]
Read MoreFDCPA & Debts That Can Cause Despair
The Federal Fair Debt Collection Practices Act (“FDCPA”) 15 U.S.C.A. § 1692, et seq. applies to attorneys engaged in the collection of debt for community associations. The language contained in demand letters is a frequent source of FDCPA litigation. Liability is often imposed based on certain words contained in or omitted from the letter. Damages recoverable […]
Read MoreLet No Man Put Us Under
In a decision dated, May 8, 2018, approved for publication, the New Jersey Appellate Division held that N.J.S.A. 46:3-17.4, precludes an unsecured creditor from forcing the partition of real property owned by a debtor and a non-debtor spouse as tenants by the entirety not used a martial residence. Raul Augustin Jimenez, et als. v. Raul Anibal […]
Read MoreBecker New Jersey Community Update
Becker Merges With New Jersey Community Association, Construction Litigation Law Firm The firm is pleased to announce its merger with the Law Offices of Arnold J. Calabrese, a New Jersey-based community association and construction litigation law firm. The merger adds two attorneys – Arnold J. Calabrese and Karl T. Meth – to Becker’s Morristown, NJ, office. Calabrese and Meth, […]
Read MoreDoes Your Homeowners Association Have Adult Only Swims
Did you know that adult only swims in homeowner associations can be discriminatory? The Federal Fair Housing Act [the “Act”] prohibits policies that discriminate against any person in the terms, conditions, or privileges of sale or rental of a dwelling, or in the provision of services, or facilities in connection therewith, because of race, color, […]
Read MoreNo Bank Account, No Employment, No Problem
Once a judgment for condominium arrears is entered and various post judgment enforcement remedies have proved unavailing to locate assets, i.e. there are no bank accounts in the debtor’s name and no employment information can be located, there is one more tool in the toolbox! New Jersey Court Rule 4:59 – 1 (d) (1) permits […]
Read MoreFailure to Provide A Smoke Free Environment Entitles Co-op Owner to Reimbursement of Substantial Maintenance Fees
A recent decision of a New York trial court proved very costly for a cooperative. An owner successfully sued the co-op for breach of the warranty of habitability, constructive eviction and breach of contract based on the infiltration of second hand smoke into the owner’s apartment. The New York Real Property Law § 235-b, applicable to cooperatives, […]
Read MoreIn Re Rones Revisited: Court Rules Condo Lien Cannot be Stripped Off
Don’t leave money on the table by assuming that a Chapter 13 bankruptcy filing by an owner wipes out or limits payment of a condominium association’s pre-petition claim for unpaid fees and assessments. A recent decision of the United States District Court, on appeal from an order of the U.S. Bankruptcy Court, is a solid victory for condominium associations in […]
Read MoreDelinquent Owners Can Run, But They Cannot Hide
Feeling uncomfortable with the length of time that it took for the Office of Foreclosure to enter a Final Judgment of Lien Foreclosure for a Fort Lee condominium, I was excited when the week of the sheriff’s sale finally rolled around. After all, I made the recommendation to foreclose. The owner was personally served with […]
Read MoreName Lending Leads to Attorney Suspension
What’s in a name? The New Jersey Law Journal recently reported that the Supreme Court issued a three month suspension to an attorney for “lending” his name to a law firm where he was a nominal partner and had no role in the business of the firm. According to the Disciplinary Review Board (“DBR”), the attorney did […]
Read MoreAesthetics Prove Costly For New Jersey Condominium Owner
In a recent Appellate Division decision, a lawsuit that began as a simple action to collect delinquent condominium assessments proved to very costly to the owner. The history of the litigation is instructive on the basic principals of condominium law in New Jersey and the proof required to support a claim for damages under the New Jersey […]
Read MoreNew York Appeals Court Confirms Condominium Lien is a Continuing Lien
Don’t Leave Money Behind In a recent decision, the Appellate Division, First Department confirmed that a condominium claim of lien is, in fact, a continuing lien. Why is this significant? Typically, the time frame between the recording of a lien for past due maintenance fees and the commencement of a lien foreclosure action could be […]
Read MoreThe Worldwide Web Of Judgment Enforcement
Citing the importance of post judgment discovery to aid in the process of judgment enforcement, the Appellate Division, First Department has determined that a subpoena served on the New York branch of an international bank, seeking information about accounts and records from branches outside of New York, is enforceable. B & M Kingstone, LLC v. Mega International Commercial […]
Read MoreWhen it Comes to Emotional Support Animals, a Turkey is Not Fowl Play
Several days ago, we all cackled when Fox News aired a story questioning whether a turkey is “fowl play”. The story involved an airline passenger accompanied by a turkey. The airline permitted the turkey to board the flight and to obtain its own seat once the passenger demonstrated the turkey was, in fact, an emotional support animal. […]
Read MoreNew Jersey Bankruptcy Court Rules Chapter 13 Debtor Only Required to Pay Condominium Six Month Lien Priority
In a published opinion dated June 11, 2015, the U.S. Bankruptcy Court for the District of New Jersey ruled that since the condominium owners’ mortgage was under water, the condominium association’s claim under the Chapter 13 was limited to payment of the six month lien priority only.
Read MoreAlternative Dispute Resolution for Collection of Delinquent Condominium Fees
A recent decision by the Appellate Division of the Superior Court of New Jersey confirmed the scope of the ADR requirement set forth in Bell Tower v. Haffert, 423 N.J. Super. 507 (App. Div. 2012). In The Glens at Pompton Plains Condominium Association, Inc. v. Van Kleeff, decided on May 7, 2015, the Appellate Division determined that the mandate […]
Read MoreCondominium Associations: Fear Not The Dreaded Legal Fees
If your condominium association has delinquent owners, fear not the dreaded legal fees. In a decision dated May 1, 2015, the Appellate Division confirmed what community association collection attorneys already know. Condominium owners are statutorily and contractually obligated to pay monthly maintenance fees. Most governing documents provide that in the event resort to counsel is […]
Read MoreCommunity Association Collections: What’s In Your Wallet?
As the end of 2014 approaches, many community associations and board members will be forced to deal with the issue of how well they fared with resolving homeowner delinquencies for the past year. According to an article published by the Mortgage Bankers Association, a Washington, D.C based organization, New Jersey “leads the nation in the rate […]
Read MoreNew Jersey Court Rules That Beneficiary of Estate is Not Responsible for HOA Fees
In an opinion dated July 8, 2014, the Appellate Division of the Superior Court of New Jersey ruled that the beneficiary of a decedent’s estate was not responsible to pay delinquent homeowners’ association fees. Homestead at Mansfield Homeowners Association v. Mount, 2014 WL 3055898. The matter was before the Court on appeal from a final order […]
Read MoreQualified Counsel Should Be Retained to Collect Delinquent HOA Fee
Although statistically speaking, cases involving the collection of delinquent homeowners’ association fees do not rank in the top percentage of claims for FDCPA violations filed in federal court, law firms engaged to collect delinquent fees are subject to the FDCPA and law firms have been sued for alleged FDCPA violations. Courts are increasingly expanding the […]
Read MoreThe New Jersey Appellate Division Confirms The Premise That “The Law Does Not Compel One To Do a Useless Act: Equity Follows the Law”
In a per curiam opinion dated June 25, 2014, the Appellate Division, following the principles of equity, declined to set aside a sheriff’s sale based on the defendants’ allegation of lack of notice of the sale in strict compliance with Rule 4:65-2. The Court affirmed Judge Levy’s ruling that an extension of the redemption period sufficed to […]
Read MoreThe “Pay Now Litigate Later” Principal Applies to Property Tax Appeals for COAH Condominium Units
In an unpublished letter opinion dated June 17, 2014, the New Jersey Tax Court ruled that the owner of a condominium unit, subject to COAH restrictions, was required to pay the taxes in full prior to challenging the amount of the tax owned. Lafayette Navesink Homes, L.L.C. v. Borough of Rumson, Docket Nos. 016024-2012; 010718-2013 (June […]
Read MoreCooperator Expo – May 7, 2014
Please visit the booth for Becker & Poliakoff, LLP at the Cooperator Expo on May 7, 2014. We will have materials and a PowerPoint presentation concerning delinquent association fees and the collection process. I also will be at the Advice Booth from 11:00 a.m. to 12:00 p.m. to answer any questions you may have regarding […]
Read MoreRent Receivers Revisited: Is the Appellate Division Decision in Woodlake at King’s Grant Condominium the Death Knell for Rent Receivers?
Last week, the Appellate Division of the New Jersey Superior Court issued a per curiam opinion denying the request of a condominium association for appointment of a rent receiver in Woodlake at King’s Grant Condominium Association, Inc. v. Christopher Coudriet, 2014 WL 1281474 (April 1, 2014) The underlying facts giving of the matter presented to […]
Read MoreTo Receive Or Not To Receive, That Is The Question
Undoubtedly, in the current economic climate, many community associations and boards are faced with the dilemma of dealing with and managing units that are vacant and have been abandoned by the owners. Generally, these units are burdened with significant debt and maintenance arrears that continue to accrue each month. Additionally, these units are commonly in […]
Read MoreNew Jersey Court Declines to Impose Liability on A Condominium Association for a Slip and Fall on Interior Sidewalk
After muddling through multiple snowstorms this winter, this article is particularly appropriate to compose on a snow day! In a recent decision, the Appellate Division declined to impose liability on a condominium association for a plaintiff’s slip and fall that occurred on an interior sidewalk within the community property. New Jersey imposes a duty on […]
Read MoreFederal Disaster Assistance for Condominium Associations and Cooperatives May be on the Horizon
In the wake of Hurricane Sandy, many communities throughout the tri-state area suffered severe and catastrophic damage. Community associations, much similar to single family homeowners, turned to the Federal Emergency Management Agency (FEMA) for financial assistance, only to be turned away. Surprisingly, federal law does not currently permit FEMA to provide financial assistance directly to […]
Read MoreTo Receive Or Not To Receive, That Is The Question
The FDCPA and Debts That Can Cause Despair: Issues Implicated in Connection with Debt Collection for Community Associations
The Fair Debt Collection Practices Act (15 U.S.C. § 1692) commonly known and referred as the FDCPA is a federal statute that regulates the conduct of debts collectors in connection with activity to collect consumer debt on behalf of creditors. Although normally associated with and discussed in the context of credit card debt collection and other […]
Read MoreAngela Morisco Selected to Serve on CAI-NJ Editorial Committee
Congratulations to Community Association litigation attorney Angela Morisco who was selected to serve on the Community Association Insittute CAI-NJ Editorial Committee for the 2013 term. The Editorial Committee of the Community Association Institute coordinates the publication of Community Trends®. This includes the solicitation of qualified authors to submit articles, reviewing and editing articles submitted for […]
Read MoreAttorney Angela Morisco Joins Becker & Poliakoff Morristown, NJ Office
MORRISTOWN, NJ, July 6, 2012 – Becker & Poliakoff, a diversified commercial law firm with more than 145 attorneys and lobbyists in Florida, New York City, New Jersey, Washington, D.C., and internationally, today announced that attorney Angela Morisco will relocate to the firm’s Morristown, NJ office. Ms. Morisco, who joined Becker & Poliakoff in 2011 in the Red […]
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